The Deposit Vault offers professionals or high income earners a home deposit while giving investors a diversified portfolio of quality Australian residential property by:
Providing the 20% deposit to assist professionals or high income earners in buying a home, or investment property.
Offering a shared equity model where investors share approx. 20% of any upside on rising property values.
Securitising desirable residential home loans capitalising on rising property values & double digit yield returns.
Qualified professionals or high income earners can enter the Australian residential property market by:
Accessing up to $200,000 for a 20% deposit (thereby avoiding LMI) at a rate of between 10-12%
The Deposit Vault funding ranks as Second Mortgage over the property.
Repaying the loan over a 10 year period
Applicants can either buy their first home or an investment property by accessing 100% finance on favourable terms to allow access to growing Australian property.
Applicants will be selected from the highest quartile of Veda credit scored professionals or high income earners – doctors, dentists, lawyers and accounts earning $180K+ per year.